You work hard every day to provide the comforts of life to your family. Let us help you protect your largest investments.
Personal Property
Blasko Cummins Insurance Services understands that no one likes to think of their belongings being stolen. Some items in your home may have a high sentimental value and an even higher monetary value. Sentimental items cannot ever be replaced, however we can provide the funds to replace your high-valued items.
Inland Marine policies provide extended coverage for these items.
*Home, tenant and condo insurance policies all have theft limits. In many cases jewelry is only covered up to $500 or $1,000 if it is stolen and it may not be covered if the theft occurred away from your home.
Inland Marine policies provide extended insurance coverage for items such as:
- Jewelry & Watches
- Furs
- Guns
- Fine Art
- Money & Rare Coins
- Electronics
- Musical Instruments
- Cameras (Film, Digital, Video)
- Stamp Collections
Home
Your home is one of your largest investments. This policy provides coverage for your home, detached structures, contents, and personal liability.
Personal Auto
Personal auto provides coverage not only for your vehicles physical damage, but also for the liability you have in operating the car.
Condo Insurance
Most condominium associations will provide coverage for the shell of your condo. This policy can provide coverage for your building responsibility as well as your contents & liability.
Flood
Are you aware your homeowners insurance policy does not cover flooding?
Just because your home is not in a specified flood zone does not mean that you will never experience flooding. Many believe they do not need flood insurance because their “house insurance policy will cover it” or they “are not in a flood zone”. Statistics show most homeowners face more of a chance of experiencing a flood during a 30-year mortgage than having a fire.
Motorcycle
If you live in Ohio, chances are we cover what you ride. Street bikes, cruisers, touring bikes, dirt bikes and more.
As a local, independent insurance agency, Blasko Cummins Insurance Services can help you find the right policy for you by comparing quotes and coverage options from several top providers.
Farm
Blasko Cummins Insurance Services enjoys working with farms in the area and can provide a complete line of insurance coverage for property, equipment, and even items that may be unique to your specific farm.
You might have a small family farm or run a large farming operation. You may own or rent your the farm. Perhaps you raise crops or livestock. We will get to know your specific situation and discuss the options that will work best for you.
RV’S & Watercraft
Blasko & Cummins Insurance Services provides insurance coverage for all of your RVs. Insurance for RV, Boat and Watercraft covers against physical damage and the insured for liability as well.
Types of vehicles covered:
- RVs
- Watercraft
- Boats
- Yachts
- Wave Runners
Classic Cars
A classic car is more than just a car, we know it’s your passion.
Not all classic/antique cars are used the same, so Blasko Cummins Insurance Services will work with you to select the appropriate policy to accommodate coverage needs: miles driven, car age, any modifications.
Renter’s Insurance
Your landlord’s policy will cover the building, but not your personal property. Renter’s insurance provides coverage for your belongings & your liability as a renter.
Rental Properties
Rental property insurance, also known as landlord insurance, covers unique risks taken in renting out your home or condo. Coverage includes property damage, liability costs and loss of rental income for landlords renting their property. When renting your house, vacation home or an investment property, rental property insurance is an important safeguard against the financial risk associated with tenants living in your property.
Protect your investment property with the right insurance. Blasko & Cummins Insurance Services can put you in the right coverage at an affordable rate. We work with multiple insurance companies to bring you the best option for your Rental Property Insurance needs.
Types of Coverage:
- Vacant Home & Second Homes
- Vacation Homes
- Short and Long Term Rentals
- Airbnb Rentals